Pay As You Go Auto FAQ’s
Q Can I break the agreement if my circumstances change?
A Yes you can.
Q Can I increase my deposit in an effort to purchase a newer or bigger car?
A Yes you can. Individual requirements for clients can be arranged subject to consideration.
Q What do I do with my trade In?
A Your trade in is not a problem, we can factor its value into the overall transaction.
Q Can I purchase a van?
A No we do not supply vans.
Q I have two part time jobs do I qualify?
A No you don’t qualify. You must be in full time employment,
Q I don’t have a mortgage, I rent, do I qualify?
Q Do I actually own the car that I am paying for?
A Yes. Ownership remains with the client once the sticker price is paid in full.
Q Is this just a rental scheme?
A No, this is a slow track to ownership.
Q Are there any hidden costs?
A No all costs are up front.
Q Do I pay interest?
Q How do I apply?
A Applications for consideration are taken over the phone or face to face.
The last number of years in Ireland has been a very difficult time to say the least. All of us have been negatively affected by the significant downturn in the economy however for many people the loss of their credit status has created a huge difficulty in their day to day motoring life. Mortgage arrears, Visa card payments and other cash flow restraints have resulted in very decent people being shut off from a day to day credit line that we all took for granted. Pay as You Go Auto Ltd. has been created to counteract that difficulty and to assist people in a structured way allowing them to upgrade their vehicle and pay for it using their debit card. It is designed specifically for people who have zero credit rating, people who are insolvent and more importantly for people who are currently involved in any personal insolvency resolution. We guarantee a 95% approval irrespective of your credit history provided you can confirm full time employment and comprehensive insurance. Applications are dealt with over the phone or in person and they are approved within 24/48 hours. Once approval is sanctioned the customer can order/choose from a selection of vehicles. Vehicles carry a maximum value of €15000. A €1200 deposit is required as well as other terms and conditions albeit that they are simplified and condensed. Pay As You Go is a unique interest free motoring concept in Ireland. It is an alternative payment method to allow you to upgrade your car. Ownership is guaranteed with 25/36 months. Once you take delivery of your car you make payments directly to the dealership with your debit card on a monthly basis. Cars, Vans, Taxi's, and Mobility Vehicles all qualify under the pay as you scheme.