Terms & Conditions

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Terms & Conditions

Monetary Terms & Conditions 

  • The minimum down payment required is €1200
  • Deposits will vary depending on size/year of car and risk profile of the applicant.
  • The minimum monthly premium is €250.
  • The request for Consideration (application fee) is €210 - 40% of this fee will be refunded if the application is rejected. Application only remains live for 120 days from approval. After 121days client must re-apply but NO fee is charged as info is just updated. Any application that falls outside 180 days or 6 months  will require a revised application which costs €90. Any application that falls outside a current calendar year will be deemed to be exhausted meaning that the client must re-apply with fees. Application approval does not guarantee any atuomatic right to a supplied vehicle. The application fee is a "standalone" transaction and wont be refunded if the cleint decides against progressing to car collection/contract.
  • REFUNDS to the application fee NEVER take place. If the applicant does not proceeed to purchase fees are lost.
  • The documentation fee is €250
  • The payment methods that we accept are debit card or an online bank transfer.We dont accept cash.
  • Impression of debit card is required.
  • All contacts carry a €10 monthly fee
  • If your debit card payment is declined an automatic fee of €15 will be added and debited to the card at point of payment. We will not seek permission to claim the €15 fee.

Supporting Paperwork Required

  • Proof of full time employment ( payslips dated within last 60 days)
  • Proof that you can acquire comprehensive insurance
  • Photo ID
  • Utility bill
  • Bank statments or other types of supporting paperwork might be requested during the application.

If Payment is not made: 

  • No refunds will apply if a client decides to break the agreement by returning the car to Pay As You Go Auto Limited.
  • All payments are deemed to be renatl payments until the contract is complete at which point payments switch from rental to purchase.No refunds apply.
  • Pay as You go Auto Ltd. reserves the right to terminate the agreement without notice if the purchaser fails to meet the agreed terms regarding payment.
  • Any form of legal letter issued during the process by a client will be dealt with in the appropriate manner however please **note that this letter will terminate the agrement instantly allowing for no refunds.

Maintaining your vehicle

  • All service/maintenance work is the responsibility of the cleint. Spot checks during the contract will take place.
  • The cost of this work is not included in the price of the vehicle.
  • All cars are sold with all service work complete. Mechanical and related preperation are covered in the original price however as the car is being purchased weekly and not paid for in advance there will be no warranty. A warranty ( independent Map Free) can be purchased.
  • Sceduled service work must take place during the course of the contract.

Title of the vehicle: Ownership of the vehicle does not pass to the new client until full terms of the agreement have been filled.
 
Legal Advice: Pay As You Go Auto Ltd recommends that you seek legal advice prior to signing any contract.
 
Cooling off Period: Each customer can avail of a 14 day cooling off period.

Fees that a customer might choose to use : Optional Only

  •     Pay  As You Go Express ticket €90
  •     Pay As You Go Premium ticket €125
  •     Defer your payment +/- 14 days €40 .. Approval needed.
  •     Unlock a frozen account €100
  •     Replacement contract or duplicate €30
  •     Re- schedule your payment dates €65 ..Approval needed
  •     Appeal the decision €50 and minimum deposit increases by €500

 
Pay As You Go Auto Limited is not a finance company. 
 
The agreement does not include interest charges or surcharges. Applicants under the age of 25 might require addional deposit and or a limit (cap) on year of car purchased .
 
This agreement is not a Hire Purchase Agreement.

** Applying for participation does not guantee any client the specific car that they require. While every care is taken to assist and facilitate  the client with specific requirments we can not guarantee that we can supply the specific orders however we will ensure that alternative options are created. Delivery and supply of cars can vary between 4 days and 8 weeks depending on type of car.

** Note _ Face to face meetings on site by appointment only.We DONT offer a walk in service.

 

 

*Some other Terms & Conditions may apply to certain transactions please request further information.

E&OE

 

About Pay As You Go Auto Ltd

This is a very creative scheme that allows clients to upgrade their vehicles based on their repayment capacity today and not on credit issues that haunt them from the past. Many of our customers have legacy credit issues such as mortgage arrears , repossessions , credit union loans or in some cases bigger issues such as a business collapse. The scheme ignores all of that and focuses on the customers ability to pay today based on their income of today. All applicants must be in full time employment or self employed.

Pay As You Go is an interactive scheme that allows a customer to pay off the value of the car over a 24/36 month period by paying the dealership directly. It is designed to specifically avoid the bureaucracy of banks and traditional loans avoiding issues such as direct debits , standing orders , interest charges and general fees.

It is about assisting people and giving people a second chance specifically those that are currently going through or exiting personal insolvency or bankruptcy.

We guarantee 95% approval.

Once approved a client can choose/order from a selection of vehicles assuming that they have a cash deposit.

Pay As You Go is a unique interest free motoring concept that's allows you to upgrade on a continuous basis. Ownership is guaranteed. This is not a rental scheme.

We supply cars , vans , crew cabs , taxi and offer full mobility exemptions.

In the first 4 years over 18,000 people made direct contact to discuss their specific car needs. In 2015 the scheme expanded by launching Pay As You Go Pro , Premium and Pay As You Go Express. 2016 was the biggest sales year for Pay As You Go. Then In 2017 the scheme delivered its first €35,000 + vehicle. During August 2017 we launched Pay Go FaceTime which allows you to apply , get approved & drive away all in the same day. Another first in the Irish motor industry.
2018 will be our 5th year.

Visit our Websites

www.georgemordaunt.com www.wesourceNEcar.com www.mordauntgroup.com http://www.thewardrobe.ie/dir/