Monetary Terms & Conditions
Supporting Paperwork Required
If Payment is not made:
Maintaining your vehicle
Title of the vehicle: Ownership of the vehicle does not pass to the new client until full terms of the agreement have been filled.
Legal Advice: Pay As You Go Auto Ltd recommends that you seek legal advice prior to signing any contract.
Cooling off Period: Each customer can avail of a 14 day cooling off period.
Fees that a customer might choose to use : Optional Only
Pay As You Go Auto Limited is not a finance company.
The agreement does not include interest charges or surcharges. Applicants under the age of 25 might require additional deposit and or a limit (cap) on year of car purchased .
This agreement is not a Hire Purchase Agreement.
** Applying for participation does not guantee any client the specific car that they require. While every care is taken to assist and facilitate the client with specific requirments we can not guarantee that we can supply the specific orders however we will ensure that alternative options are created. Delivery and supply of cars can vary between 4 days and 8 weeks depending on type of car.
** Note _ Face to face meetings on site by appointment only.We DONT offer a walk in service.
*Some other Terms & Conditions may apply to certain transactions please request further information.
This is a very creative scheme that allows clients to upgrade their vehicles based on their repayment capacity today and not on credit issues that haunt them from the past. Many of our customers have legacy credit issues such as mortgage arrears , repossessions , credit union loans or in some cases bigger issues such as a business collapse. The scheme ignores all of that and focuses on the customers ability to pay today based on their income of today. All applicants must be in full time employment or self employed.
Pay As You Go is an interactive scheme that allows a customer to pay off the value of the car over a 24/36 month period by paying the dealership directly. It is designed to specifically avoid the bureaucracy of banks and traditional loans avoiding issues such as direct debits , standing orders , interest charges and general fees.
It is about assisting people and giving people a second chance specifically those that are currently going through or exiting personal insolvency or bankruptcy.
We guarantee 95% approval.
Once approved a client can choose/order from a selection of vehicles assuming that they have a cash deposit.
Pay As You Go is a unique interest free motoring concept that's allows you to upgrade on a continuous basis. Ownership is guaranteed. This is not a rental scheme.
We supply cars , vans , crew cabs , taxi and offer full mobility exemptions.
In the first 4 years over 18,000 people made direct contact to discuss their specific car needs. In 2015 the scheme expanded by launching Pay As You Go Pro , Premium and Pay As You Go Express. 2016 was the biggest sales year for Pay As You Go. Then In 2017 the scheme delivered its first €35,000 + vehicle. During August 2017 we launched Pay Go FaceTime which allows you to apply , get approved & drive away all in the same day. Another first in the Irish motor industry.
2018 will be our 5th year.