The Cars

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The Cars

We sell nearly all makes of used cars on this scheme. A selection of cars and commercials are made available for clients to choose from. The choice comes in the  following formats  - small / medium / large family / certain MPVs /  commercials / estate /taxi and crewcabs.

The minimum repayment per month is from €250 with the maximum cut off of €700. You can choose petrol or diesel however diesel cars require a larger deposit..

The standard PAYGO scheme has a cap of €22,000 value on any one car however that cap is removed when you apply for a premium option. If you prefer to source a UK car ( not a stock car ) you must apply for PAYGO premium.

A selection of 7 seater MPV's can be made available. MPVs are our biggest sellers currently.

All cars will be fully prepared for sale and presented in a fashion that is expected with purchasing a used car. Warranty packages can be made available if applicable. Trade-ins will be accepted and purchased separately allowing the customer to use the funds as a deposit. If you have a trade-in we can value you car and turn it into a cash deposit depending on year and condition.

Our sales team will work on an individual basis with you as we try to do our very best to fulfill your order. Please go to T&Cs to understand more about the deposit porcess.

The Range :

90% of all stock is hand picked in the UK. We focus on ex company stock with above average mileage but where the driver had access to continous free servicing on the vehicle. We normally split our stock into the following ranges   - Small ( Fiesta size ) Medium (Astra size) -  Large (Passat Size) -  Estate (which can be mid or large)  - Crossover range which includes Nissan Qashqai or Opel Mokka or Renault Captur. Certain cars such as VW or some of the crossover options can command a large deposit. We dont supply any form of SUV.

Our biggest sellers are Insignia , Focus , Qashqai , Golf , Kia Ceed , Peugeot 5008 , Octavia.

We also supply a range of 7 seater MPVs _ of which the big sellers are Toyota Verso ,  C4 Picasso & S Max.

Our commercial selection in the UK is vast. Almost every type of commercial vehicle is available and comes with a VAT invoice. Clients have commented on the level of spec in commercials  - not something that is often available in Ireland. Our commercial sales are the fastest growing section of our business currently -  as self employed people move away from long-term renting.

BMW ,M Benz , Jaguar , Mini , Volvo , Audi can only be purchased under the PAYGO Pro package.

Finally our latest selection of Crewcabs include Navara , Hi Lux , Ranger & VW Amorak.

All vehicle supplied are fully prepared by our service partners. Please note that there is still a small selection of vehicles that we cant supply normally because of VRT restrictions and/or price.


Updated 21/8/17.


About Pay As You Go Auto Ltd

This is a very creative scheme that allows clients to upgrade their vehicles based on their repayment capacity today and not on credit issues that haunt them from the past. Many of our customers have legacy credit issues such as mortgage arrears , repossessions , credit union loans or in some cases bigger issues such as a business collapse. The scheme ignores all of that and focuses on the customers ability to pay today based on their income of today. All applicants must be in full time employment or self employed.

Pay As You Go is an interactive scheme that allows a customer to pay off the value of the car over a 24/36 month period by paying the dealership directly. It is designed to specifically avoid the bureaucracy of banks and traditional loans avoiding issues such as direct debits , standing orders , interest charges and general fees.

It is about assisting people and giving people a second chance specifically those that are currently going through or exiting personal insolvency or bankruptcy.

We guarantee 95% approval.

Once approved a client can choose/order from a selection of vehicles assuming that they have a cash deposit.

Pay As You Go is a unique interest free motoring concept that's allows you to upgrade on a continuous basis. Ownership is guaranteed. This is not a rental scheme.

We supply cars , vans , crew cabs , taxi and offer full mobility exemptions.

In the first 4 years over 18,000 people made direct contact to discuss their specific car needs. In 2015 the scheme expanded by launching Pay As You Go Pro , Premium and Pay As You Go Express. 2016 was the biggest sales year for Pay As You Go. Then In 2017 the scheme delivered its first €35,000 + vehicle. During August 2017 we launched Pay Go FaceTime which allows you to apply , get approved & drive away all in the same day. Another first in the Irish motor industry.
2018 will be our 5th year.

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