Monetary Terms & Conditions
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All pricing, fees, and financial terms are clearly outlined within each individual contract prior to agreement.
Deposits
A deposit is required to secure a vehicle and typically ranges between 10% and 20% of the open market selling price.
All deposits are strictly non-refundable.
Where a transaction does not proceed, a credit note will be issued at the sole discretion of the company. Under no circumstances are cash refunds issued.
Documentation Fee
A standard documentation fee of €260 applies to all transaction
Contract Procurement Cost
A CPC fee applies to each contract and forms part of the overall transaction. This fee typically ranges between €500 and €1,500, depending on the value and complexity of the contract.
The CPC includes (but is not limited to):
Facility Fee
A facility fee may apply to certain contracts. Where applicable, this will be clearly itemised and disclosed prior to agreement
Administrative Charges
The company charges for time and administrative engagement.
This includes (but is not limited to):
Deposits
A deposit is required to secure a vehicle and typically ranges between 10% and 20% of the open market selling price.
All deposits are strictly non-refundable.
Where a transaction does not proceed, a credit note will be issued at the sole discretion of the company. Under no circumstances are cash refunds issued.
Documentation Fee
A standard documentation fee of €260 applies to all transaction
Contract Procurement Cost
A CPC fee applies to each contract and forms part of the overall transaction. This fee typically ranges between €500 and €1,500, depending on the value and complexity of the contract.
The CPC includes (but is not limited to):
- Bank account maintenance and administration
- Pre-delivery inspection (PDI)
- Motor tax book transfer
- Postage and handling
- Contract completion and closure fees
- Ongoing account monitoring, updates, and statements
- This fee is incorporated into the customer’s repayment structure.
Facility Fee
A facility fee may apply to certain contracts. Where applicable, this will be clearly itemised and disclosed prior to agreement
Administrative Charges
The company charges for time and administrative engagement.
This includes (but is not limited to):
- Account queries
- Statement requests
- Payment amendments or rescheduling
- General account management interactions
- Customers should be aware that increased interaction and servicing of the account may result in additional administrative fees.
Applications & Supporting Paperwork Required
Applications
Supporting Paperwork
To assess eligibility, customers may be required to provide documentation including, but not limited to
- All applications are completed electronically.
- Access to the application process is controlled and requires a password issued by our sales team.
- By submitting an application, you consent to the collection, review, and processing of your personal data by senior management for the purpose of assessment and approval.
- You may be required to provide supporting documentation during this process (see below).
Supporting Paperwork
To assess eligibility, customers may be required to provide documentation including, but not limited to
- Payslips / proof of income
- Bank statements
- Utility bills
- Photo identification
- Valid driver’s licence(s)
- Comprehensive motor insurance
- Any additional documentation deemed necessary
If Payment is not made:
- No refunds will apply if a client decides to break the agreement by returning the car to Pay As You Go Auto Ltd.
- Repossession: this contract is subject to a retention title clause; this means that this clause incorporates the right to recover said vehicle between the hours of 7am and 11pm inclusive of accessing workplace and/or private property
- All payments are deemed to be rental payments until the contract is complete at which point payments switch from rental to purchase. No refunds apply.
- Pay as You go Auto Ltd. reserves the right to terminate the agreement without notice if the purchaser fails to meet the agreed terms regarding payment. The process of termination is to recover the vehicle to Clonmel, allowing the customer a 21 day ‘opt in’ period to clear the outstanding total balance including outstanding fees by bank draft. The customer must choose this option within 3 days of the vehicle returning to our headquarters. Failure to “opt in” within that 3-day period effectively terminates the contract immediately.
- Any form of legal letter issued during the process by a client will be dealt with in the appropriate manner however please note **this letter will terminate the agreement instantly allowing for no refunds.
Buyout (Lump Sum) & Maintaining your vehicle
Buyout / Lump Sum
Where applicable, a contract may include a final lump sum payment (buyout).
Failure to meet this obligation will result in:
Maintaining Your Vehicle
Customers are fully responsible for the condition and maintenance of the vehicle throughout the contract.
The vehicle must be:
Vehicles may carry:
Where applicable, a contract may include a final lump sum payment (buyout).
- This payment is due on a fixed, non-negotiable date.
- The date cannot be extended, renegotiated, or deferred.
- The amount must be paid in full on the due date.
Failure to meet this obligation will result in:
- Immediate termination of the agreement, and
- Return of the vehicle in lieu of the outstanding balance, regardless of market value.
Maintaining Your Vehicle
Customers are fully responsible for the condition and maintenance of the vehicle throughout the contract.
The vehicle must be:
- Properly serviced in line with manufacturer guidelines
- Maintained to a roadworthy standard
- Repaired as required
Vehicles may carry:
- Manufacturer warranties, or
- Bespoke warranties
- These warranties are dependent on adherence to correct servicing schedules, often with authorised dealers.
- The company reserves the right to conduct spot checks at any time during the contract.
Title of the vehicle & Vehicle Tracking
Title of Vehicle & Ownership
All vehicles are sold under a Retention of Title agreement.
Ownership of the vehicle does not transfer until:
Until that point:
Vehicle Tracking
For security and asset protection purposes:
All vehicles are sold under a Retention of Title agreement.
Ownership of the vehicle does not transfer until:
- All payments are made in full, and
- All contractual obligations are satisfied
Until that point:
- The vehicle remains the property of the company
- Any breach of the agreement may result in repossession
- The company reserves the right to recover the vehicle:
Between the hours of 7:00 a.m. and 11:00 p.m. and from public or private property, including workplace
Vehicle Tracking
For security and asset protection purposes:
- All vehicles are fitted with a GPS tracking device
- Customers acknowledge and accept this as a condition of the agreement
Insurance, Tax & Legal Compliance
At all times during the contract, the customer must ensure that the vehicle:
Learner drivers must comply with all applicable laws, including being accompanied by a qualified driver.
Failure to meet these obligations constitutes a breach of contract.
- Is fully taxed
- Is covered by comprehensive insurance
- Holds a valid NCT certificate (where applicable)
- Is driven only by individuals holding a valid, appropriate driver’s licence
Learner drivers must comply with all applicable laws, including being accompanied by a qualified driver.
Failure to meet these obligations constitutes a breach of contract.
Breach of Contract
Any breach of the terms of the agreement, including but not limited to:
Will result in:
Industry Standards & Good Faith
Pay As You Go Auto operates as a member of the Society of the Irish Motor Industry and adheres to its code of ethics and best practices.
All agreements are entered into:
Customers are expected to honour the agreement in full.
Cooling Off Period
Each customer can avail of a 14-day cooling off period.
The cooling-off period is triggered when the full deposit is paid, and the contract is signed.
During the cooling-off period the car will be held in a secure location by the company.
*Some other Terms and Conditions may apply to certain transactions please request further information.
Final Note
By proceeding with any transaction, the customer confirms that they:
*Some other Terms and Conditions may apply to certain transactions please request further information.
Any breach of the terms of the agreement, including but not limited to:
- Missed or late payments
- Failure to maintain the vehicle
- Failure to meet legal obligations
- Misuse or unauthorised use of the vehicle
Will result in:
- The contract being deemed null and void, and
- Immediate action to recover the vehicle, with no entitlement to refund.
Industry Standards & Good Faith
Pay As You Go Auto operates as a member of the Society of the Irish Motor Industry and adheres to its code of ethics and best practices.
All agreements are entered into:
- In good faith
- With the expectation of mutual trust, transparency, and compliance
Customers are expected to honour the agreement in full.
Cooling Off Period
Each customer can avail of a 14-day cooling off period.
The cooling-off period is triggered when the full deposit is paid, and the contract is signed.
During the cooling-off period the car will be held in a secure location by the company.
*Some other Terms and Conditions may apply to certain transactions please request further information.
Final Note
By proceeding with any transaction, the customer confirms that they:
- Have read and understood these Terms & Conditions
- Accept all financial, legal, and operational obligations
- Acknowledge that no refunds apply under any circumstances
*Some other Terms and Conditions may apply to certain transactions please request further information.